State Farm Continues Attempting to Hide Data From Illinois Officials

FOR IMMEDIATE RELEASE

January 26, 2026

Contact: contact@insurancefairnessproject.com

State Farm Continues Attempting to Hide Data From Illinois Officials

January 26, 2026 — Today, the Insurance Fairness Project commended the Illinois Department of Insurance for exercising its lawful authority to collect and review insurer data, as State Farm continues to resist transparency around how it prices policies and assesses risk across states. 

The escalating battle between the Illinois Department of Insurance and State Farm over insurance regulation and oversight has taken on national significance, illustrating how powerful insurers resist transparency, shield pricing practices, and obscure data critical to protecting families across state lines.

“State Farm’s lawsuit against the Illinois Department of Insurance isn’t simply about legal jurisdiction, it exposes a systemic refusal to make critical data available that would allow regulators to understand how pricing and risk decisions affect consumers across the nation,” said Lizzy Price, a spokesperson for the Insurance Fairness Project.

Over the past year, State Farm’s decision to implement homeowners’ premium increases that average more than 27% in Illinois, one of the highest increases in the nation, has sparked statewide outrage and legislative efforts to give regulators more authority to review and challenge excessive rate hikes. Governor Pritzker has criticized the company for refusing to provide clarity on these hikes and building momentum behind proposals to expand regulatory powers.

“Governor Pritzker’s push for tighter regulatory authority reflects a crucial effort to bring real transparency and accountability to an industry that has, for too long, operated with limited oversight,” Price continued. “Insurers should be eager to explain their pricing, not hide behind data and legal tactics.”

State Farm’s ongoing resistance to broader multi-state data sharing, including efforts to block other states from accessing insurer information already submitted to Illinois, has revealed a strategic pattern of shielding internal data from coordinated oversight. Reporting has shown State Farm attempted to limit access to its own data, even as states seek full visibility into how risk, pricing, and loss trends are distributed nationwide.

From steep rate hikes to blocked data access, the Insurance Fairness Project raises a central question for the U.S. insurance market: Should large national insurers be allowed to operate without transparent accountability?

“Illinois is right to insist on transparency," Price added. “If an insurer benefits from operating at a national scale, it should be accountable at the same scale, especially when families are paying more for coverage that often offers less protection.”

The outcome of this dispute could influence how other states approach insurer data collection and coordination, particularly as insurance markets face increasing pressure from climate-driven losses and rising costs nationwide.

###

The Insurance Fairness Project is an information hub dedicated to offering insights into the home insurance crisis, exploring its drivers and highlighting solutions alongside issue experts and community advocates.